Which statement about ice damage under DP-3 is true?

Which statement about ice damage under DP-3 is true?

• A. Excluded
• B. Covered under a named peril
• C. Covered with endorsement
• D. Covered under dwelling limit

Answer: (A)

Ice damage is not covered under DP-3 by default. This form insures the dwelling on an open-peril basis, but it carries exclusions, including losses caused by ice, snow, or sleet. Unless an endorsement provides otherwise, ice damage is excluded, so it isn’t paid from the dwelling limit.

Ice damage is not covered under DP-3 by default. This form insures the dwelling on an open-peril basis, but it carries exclusions, including losses caused by ice, snow, or sleet. Unless an endorsement provides otherwise, ice damage is excluded, so it isn’t paid from the dwelling limit.