Which deed may include warranties added at the grantor's discretion?

Prepare for the New Jersey Title Agent Exam with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

Multiple Choice

Which deed may include warranties added at the grantor's discretion?

Explanation:
Warranties can be added to the bargain and sale deed by agreement, so it’s the form that allows the grantor to attach covenants about title if desired. It transfers ownership but doesn’t come with warranties by default; the grantor can negotiate and include specific warranties (like seisin or against encumbrances) as part of the transaction. The other deeds don’t fit this scenario: a quitclaim deed carries no warranties; a warranty deed already includes warranties as part of its nature; a generic deed doesn’t specify warranties.

Warranties can be added to the bargain and sale deed by agreement, so it’s the form that allows the grantor to attach covenants about title if desired. It transfers ownership but doesn’t come with warranties by default; the grantor can negotiate and include specific warranties (like seisin or against encumbrances) as part of the transaction. The other deeds don’t fit this scenario: a quitclaim deed carries no warranties; a warranty deed already includes warranties as part of its nature; a generic deed doesn’t specify warranties.

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